621 Jubal Early Dr.
Winchester, VA 22601
Ph:
540.450.2700
Fax: 540.662.4268
email
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About Heritage Home Funding
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Heritage Home Funding Corp is a Mortgage Brokerage firm operating in
the Winchester and North Valley Area. Our reputation for quality and
service is something that we are very proud of. We provide:
- Professional and expert consultation to find
the best financing to meet your needs.
- Efficient
handling of your loan application for
timely and painless settlement.
- A wide diversity
of loan programs for first
time buyers to those purchasing their last home.
- The
confidence that comes from working with a
stable, reputable company.
Why Use a
Broker vs. a Lender
We have over 50 investors in our portfolio which means we can offer
highly competitive rates and a large variety of options to meet your
specific mortgage needs!
- The approval
process is much faster!
- Because we have 50
investors it allows us to
find the
loan program that best fits your situation other than having to conform
to strict guidelines!
Take a Look
- Non-Owner
Occupied 75/15/10 Interest Only
- 100%
Non-Owner Occupied
- One Loan! No MI or
80/20 Interest Only available on 1st
- 30Yr Fixed or
3/1 Arm
- 50% DTI and use of rental income on subject
property to help qualify!
- 680 Score
- 100% Purchase with 580 Score
- One
Loan No MI or 80/20 Interest Only! Up to $500,000.00
- 95% True “No
Doc”
- 680 score to $500,000
Owner Occupied purchase or refinance
- 100% Stated Income with 660 Score
- Wage
earners or Self-Employed
- No
source or Seasoning of Funds
- Subprime
– Scores down to 520
- Derogatory
credit over 24 months old not required to be paid:
- Collections,
Judgments, etc as long as it doesn’t appear on title.
- Late
mortgage payments ok. Bankruptcy Discharged 1 year.
- You Should Know…
- We
never require a verification of rent
- Consumer
Credit Counseling OK
- All loans
are pre-approved online via Assetwise Direct,
- A
lender based automated underwriting system.
- You
know what documents are needed weeks before closing!
These
are just a few of the various programs that we have. There are
new ones being introduced regularly so if you have a unique need email us or call today.
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