Most people who rent can actually afford to buy
their own homes.
So what’s stopping them?
A lot of people believe that owning a home
requires a
big down payment...which is difficult to save while paying all their
regular monthly bills. Others are convinced they
wouldn’t
qualify for a mortgage, and that the payment would be too much anyway.
Additionally, just about everyone is overwhelmed
by the
process of buying a home. It seems life would stay a whole lot easier
to just keep paying rent!
Here are a few facts that may change your mind:
FACT:
Right now, there are over 200 different types of home loans, some with
surprisingly low or even ZERO Down Payment.
FACT: There are
special government programs that help first-time homebuyers come up
with a down payment.
FACT:
The average mortgage payment costs about the same, sometimes less, as
the average rent payment. For example, if you are paying $850 per month
in rent, you could be making mortgage payments on your own $110,000
home. That would probably buy you a lot more space (and privacy!), than
you’ve got right now.
FACT:
77% of renters surveyed said the biggest reason they won’t
even
check into the possibility of owning their own home is because they are
afraid they will feel obligated to buy, or pressured by salespeople.
Note: One way to stay in control while working
with real estate salespeople is to get pre-qualified.
You Can Get Pre Approved...
An easy and accurate way to figure how much you
can
qualify for is to get pre-approved for a loan, even before you begin
looking at homes!
You can schedule a FREE, no-obligation appointment
with a Mortgage Loan Consultant by contacting
us.
In this meeting we will share with you what your options are and start
the process of finding the perfect loan to fit your current
needs. This will allow you to shop for your dream
home in
total confidence, because you’ll know you’ve
already been
pre-approved for the loan.
If you would like to know more about our First
Time
Homebuyer Program, please call the following 24hr free-recorded message
at 1-888-557-6230 ext 92020 for your FREE report.
Don’t
talk to any salespeople; simply leave your name and address on voice
mail, and you will receive your report in several days.
For
additional information concerning your mortgage needs, please
contact us.
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